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Inventory Coverage for
Jewelry Retailers, Wholesalers and
Manufacturers
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Coverages |
Eligible States |
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Program Summary
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Coverage for retailers,
wholesalers and manufacturers of jewelry.
The online Jewelers Block
program is structured as a solution for jewelry risks of all sizes,
whether a small business or a multi-chained location. The program is
flexible enough to allow for the schedule of shipments, salesmen,
and exhibitions, and numerous other enhancements.
The program
offers
quotes usually within 10 minutes after the receipt of your application,
during
business hours. |
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Apply
for a Jewelers
Block
Insurance Quote
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Coverages |
Top |
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Coverages available through
the Jewelers Block Program: |
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Coverage |
Automatically
Included |
Can be increased to
for
an additional premium |
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Inventory |
Inventory at your
premises |
n/a |
As Declared |
Property in Safe
Deposit Vault of Any Bank, Trust or Safe Deposit
Company |
n/a |
As Declared |
Property at Premises of
Any Dealer, Processor or Similar Bailee in the
Jewelry Trade |
n/a |
As Declared |
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Show Windows & Outside Displays at Insured's
Premises |
Regular
Plate Glass |
25,000 |
n/a |
Minimum
8mm Glass |
Equals
Inventory Limit |
n/a |
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Travel |
Travel
Coverage (Blanket) |
25,000 |
100,000 |
Off
Premises Coverage (items with Salesmen) |
Included |
n/a |
Property
Worn By You or Your Employees (at shows only) |
Included |
n/a |
Registered
Buyer |
Included |
n/a |
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Goods in
Custody of Others |
25,000 |
250,000 |
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Shipments by |
Express
Carriers |
25,000 |
As
Declared |
First
Class Registered/Express Mail |
25,000 |
As
Declared |
Armored
Car |
25,000 |
As
Declared |
Merchants
Parcel Delivery Service |
25,000 |
As
Declared |
Air
Freight |
25,000 |
As
Declared |
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Additional Coverages |
Transit to
and from the US Postal Service |
125,000 |
n/a |
Money &
Securities |
5,000 |
25,000 |
Patterns,
Molds, Models & Dies |
25,000 |
250,000 |
Office
Contents, Furniture, Fixtures, Tools, Machinery,
Fittings |
25,000 |
500,000 |
EDP (Electronic Data
Processing Equipment) |
25,000 |
250,000 |
Tenant
Improvements & Betterments |
25,000 |
500,000 |
Accounting
Expense |
1,500 |
n/a |
Theft
Damage to Buildings |
25,000 |
100,000 |
Earthquake |
25,000 |
Inventory
Limit |
Flood |
25,000 |
Inventory
Limit |
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Additional Coverages |
In
addition to the above, the following are available: |
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Scheduled Salesmen |
Scheduled Shipments |
Blanket coverage is
automatically included for the transporting of stock
by salesmen, owners and employees for up to 25,000.
The blanket limit may be increased to 100,000. In
addition, individual salesmen, owners and employees
can be scheduled to the policy for the transport of
higher limits. |
Blanket coverage is
automatically included for the shipment of items
within the United States and Canada for up to 25,000
per shipment. Shipments to other countries can be
scheduled as well as shipments above 25,000.
Multiple items can be included in a single shipment |
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Exhibition Coverage |
Peak Season Coverage |
Coverage can be
endorsed for the exhibition of stock at industry
events. Coverage is available for the duration of
the exhibition as well as for transport of items via
armored car. |
The
policy can be endorsed to allow for flunctuations of
inventory values during peak seasons.
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Disclaimers
Coverages referenced on this
website may not be available in all territories and may vary depending
on the exposure. Minimum premiums may vary by
State. Coverages and services described in this website are generally stated for the purpose of promotion. The material does not modify or amend the
terms, conditions, or coverages of any policy. Please ask your Supple-Merrill & Driscoll, Inc. representative to explain coverage details,
exclusions, limits
or other provisions of any insurance policy.
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