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								NOTICE TO ALASKA RESIDENT APPLICANTS: A 
								person who knowingly and with the intent to 
								injure, defraud, or deceive an insurance company 
								files a claim containing false, incomplete, or 
								misleading information is guilty of a felony. 
								
								
								NOTICE TO ARKANSAS RESIDENT APPLICANTS: Any 
								person who knowingly presents a false or 
								fraudulent claim for payment of a loss or 
								benefit or knowingly presents false information 
								in an application for insurance may be guilty of 
								a crime and subject to fines and confinement in 
								prison. 
								
								
								NOTICE TO CALIFORNIA RESIDENT APPLICANTS: For 
								your protection California law requires the 
								following to appear on this form. Any person who 
								knowingly presents false or fraudulent claim for 
								the payment of a loss is guilty of a crime and 
								may be subject to fines and confinement in 
								prison. Any person who knowingly files a 
								statement of claim containing any false or 
								misleading information is subject to criminal 
								and civil penalties. 
								
								
								NOTICE TO COLORADO RESIDENT APPLICANTS: It 
								is unlawful to knowingly provide false, 
								incomplete or misleading facts or information to 
								an insurance company for the purpose of 
								defrauding or attempting to defraud the company. 
								Penalties may include imprisonment, fines, 
								denial of insurance and civil damages. Any 
								insurance company or agent of an insurance 
								company who knowingly provides false, incomplete 
								or misleading facts or information to a 
								policyholder or claimant for the purpose of 
								defrauding or attempting to defraud the policy 
								holder or claimant with regard to a settlement 
								or award payable from insurance proceeds shall 
								be reported to the Colorado Division of 
								Insurance within the Department of Regulatory 
								Agencies. 
								
								
								NOTICE TO DELAWARE RESIDENT APPLICANTS: 
								Any person who knowingly, and with the intent to 
								injure, defraud or deceive an insurer, files a 
								statement of claim containing any false, 
								incomplete or misleading information is guilty 
								of a felony.   
								
								
								NOTICE TO DISTRICT OF COLUMBIA RESIDENT 
								APPLICANTS: WARNING: It 
								is a crime to provide false or misleading 
								information to an insurer for the purpose of 
								defrauding the insurer or any other person. 
								Penalties include imprisonment and/or fines. In 
								addition, any insurer may deny insurance 
								benefits if false information materially related 
								to a claim was provided by the applicant. 
								
								
								NOTICE TO FLORIDA RESIDENT APPLICANTS: Any 
								person who knowingly and with intent to injure, 
								defraud or deceive any insurer files a false 
								statement of claim or an application) containing 
								any false, incomplete or misleading information 
								is guilty of a felony of the third degree. 
								
								
								NOTICE TO HAWAII RESIDENT APPLICANTS: For 
								your protection, Hawaii law requires you to be 
								informed that presenting a fraudulent claim for 
								payment of a loss or benefit is a crime punish 
								able by fines, imprisonment or both. 
								
								
								NOTICE TO IDAHO RESIDENT APPLICANTS: Any 
								person who knowingly, and with the intent to 
								defraud or deceive any false, incomplete or 
								misleading information is guilty of a felony. 
								
								
								NOTICE TO INDIANA RESIDENT APPLICANTS: A 
								person who knowingly and with the intent to 
								defraud an insurer files a statement of claims 
								containing any false, incomplete or misleading 
								information commits a felony. 
								
								
								NOTICE TO KENTUCKY RESIDENT APPLICANTS: Any 
								person who knowingly and with the intent to 
								defraud an insurance company or other person 
								files an application for insurance or statement 
								of claim containing any materially false 
								information or conceals, for the purpose of 
								misleading, information concerning any fact 
								material thereto commits a fraudulent insurance 
								act, which is a crime. 
								
								
								NOTICE TO LOUISIANA, MAINE AND TENNESSEE 
								RESIDENT APPLICANTS: Any 
								person who knowingly and with the intent to 
								defraud any insurance company or another person, 
								files a statement of claim contain any 
								materially false information, or conceals for 
								the purpose of misleading, information 
								concerning any fact, material thereto, commits a 
								fraudulent insurance act, which is a crime, 
								subject to criminal prosecution and civil 
								penalties. Insurance benefits may also be 
								denied. 
								
								
								NOTICE TO MINNESOTA RESIDENT APPLICANTS: A 
								person who submits an application or files a 
								claim with intent to defraud or helps commit a 
								fraud against an insurer is guilty of a crime. 
								
								
								NOTICE TO NEBRASKA RESIDENT APPLICANTS: 
								Any person who knowingly presents false 
								information in an application for insurance or 
								viatical settlement contract is guilty of a 
								crime and may be subject to fines and 
								confinement in prison. 
								
								
								NOTICE TO NEVADA RESIDENT APPLICANTS: Pursuant 
								to NRS 686A.291, any person who knowingly and 
								willfully files a statement that contains any 
								false, incomplete or misleading information 
								concerning a material fact is guilty of a 
								felony. 
								
								
								NOTICE TO NEW HAMPSHIRE RESIDENT APPLICANTS: Any 
								person who, with the purpose to injure, defraud 
								or deceive any insurance company, files a 
								statement of claim containing any false, 
								incomplete or misleading information is subject 
								to prosecution and punishment for insurance 
								fraud, as provided in RSA 638:20. 
								
								
								NOTICE TO NEW JERSEY RESIDENT APPLICANTS: Any 
								person who includes any false or misleading 
								information on an application for an insurance 
								policy is subject to criminal and civil 
								penalties. 
								
								
								NOTICE TO NEW MEXICO RESIDENT APPLICANTS: Any 
								person who knowingly presents false information 
								in an application for insurance is guilty of a 
								crime and may be subject to civil fines and 
								criminal penalties. 
								
								
								NOTICE TO NEW YORK RESIDENT APPLICANTS: Any 
								persons who knowingly and with the intent to 
								defraud any insurance company or other person 
								files an application for insurance or statement 
								of claim containing any materially false 
								information or conceals for the purpose of 
								misleading, information concerning any fact 
								material thereto, commits a fraudulent insurance 
								act, which is a crime and shall also be subject 
								to a civil penalty not to exceed five thousand 
								dollars and the stated value of the claim for 
								each such violation. 
								
								
								NOTICE TO OHIO RESIDENT APPLICANTS: Any 
								person who, with the intent to defraud or 
								knowing that he is facilitating a fraud against 
								an insurer, submits an application or files a 
								claim containing a false or deceptive statement 
								is guilty of insurance fraud. 
								
								
								NOTICE TO OKLAHOMA RESIDENT APPLICANTS: WARNING: 
								Any person who knowingly and with the intent to 
								injure, defraud or deceive any insurer, makes 
								any claim for the proceeds of an insurance 
								policy containing any false, incomplete or 
								misleading information is guilty of a felony. 
								
								
								NOTICE TO OREGON RESIDENT APPLICANTS: Any 
								person who knowingly presents a false or 
								fraudulent claim for payment of a loss or 
								benefit or knowingly presents materially false 
								information in an application for insurance may 
								be guilty of a crime and may be subject to fines 
								and confinement in prison. 
								
								
								NOTICE TO PENNSYLVANIA RESIDENT APPLICANTS: Any 
								person who knowingly and with the intent to 
								defraud any insurance company or other person 
								files an application for insurance or statement 
								of claim containing any materially false 
								information or conceals for the purpose of 
								misleading, information concerning any fact 
								thereto commits a fraudulent insurance act, 
								which is a crime and subjects such a person to 
								criminal and civil penalties. 
								
								
								NOTICE TO UTAH RESIDENT APPLICANTS: For 
								your protection, Utah law requires the following 
								to be included in this application: Any person 
								who knowingly presents false or fraudulent 
								underwriting information, files or causes to be 
								filed a false or fraudulent claim for disability 
								compensation or medical benefits, or submits a 
								false or fraudulent report or billing for health 
								care fees or other professional services is 
								guilty of a crime and may be subject to fines 
								and confinement in state prison. 
								
								
								NOTICE TO VIRGINIA RESIDENT APPLICANTS: It 
								is a crime to knowingly provide false, 
								incomplete or misleading information to an 
								insurance company for the purpose of defrauding 
								the company. Penalties include imprisonment, 
								fines and denial of insurance benefits. 
								
								
								NOTICE TO WASHINGTON RESIDENT APPLICANTS: It 
								is a crime to knowingly provide false, 
								incomplete, or misleading information to an 
								insurance company for the purposes of defrauding 
								the company. Penalties include imprisonment, 
								fines and denial of insurance benefits.NOTICE TO WEST VIRGINIA RESIDENT APPLICANTS: Any 
								person who knowingly presents a false or 
								fraudulent claim for payment of a loss or 
								benefit or knowingly presents false information 
								in an application for insurance is guilty of a 
								crime and may be subject to fines and 
								confinement in prison |